Depending on the aspects, people with Neptune in 2nd in their natal charts may have illusions about money and income and how to make it. They may not put too much actual action and thought into making money or neither how to spend it. And this is the reason why usually people with this placement have money problems and don't usually have a lot of material weatlh. It could be also that these people don't find money interesting or anyway necessary for their happiness, but still when they have money problems, they are not in alignment to make changes in their thinking towards money and think that their thoughts about money could be the source of these money problems.
But this is not the case always. With great aspects, people with this aspect could make money by forming illusions to other people - like making movies or writing books, performing arts etc.
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